A Personal Finance Roadmap for Beginners 2

A Personal Finance Roadmap for Beginners 2

Good news! I completed and passed (I got an A!) the online accounting course. Confession! I had been procrastinating on taking the final exam since mid-April because of fear. I wasn’t scared of failing the exam. I just kept making excuses in my head to justify the...
A Personal Finance Roadmap for Beginners 1

A Personal Finance Roadmap for Beginners 1

“Making a budget is scary, scarier than it’s hard. I think if I start putting in those numbers I’ll break into tears. And that’s what I’m trying to avoid, the premium tears.” “Thinking about the future just freaks me out. I’m also trying to avoid filling the savings,...
The Four Golden Rules of Investment Management

The Four Golden Rules of Investment Management

I have read several articles online that say ‘rich people don’t save money, they invest.’ I have also heard it being repeated in personal finance videos on YouTube. And from conversations on money I’ve had with people of late. There might be some truth to it. I’m not...
Aggregation of Marginal Gains

Aggregation of Marginal Gains

Dave Brailsford is known for having popularized the concept of aggregation of marginal gains which he described as ‘the 1% margin for improvement in everything you do.’ He used this concept to improve the performance of professional cyclists in Great Britain when he...
What Does Wealth Mean To You?

What Does Wealth Mean To You?

My first job after uni is one that I’ll never forget. It had many perks. During the interview, the CEO didn’t ask me any questions to do with my degree, skills or work experience. It was a warm and delightful conversation that started with… “Who is Agatha?” At first,...
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