by Agatha | Nov 26, 2020 | Money, Investing
I learnt a new phrase this week you guys! Hyperbolic Discounting. It’s “the tendency for people to increasingly choose a smaller-sooner reward over a larger-later reward.” The first thing that came to mind when I learnt it is...
by Agatha | Nov 19, 2020 | Personal Finance Books
Financial Ignorance is the biggest money mistake you should avoid in your 20s. Yes, it’s the root cause of all money traps and a big contributor to all your money woes. This week I came across this quote by Henry Ford: “It is well enough that people of the nation do...
by Agatha | Nov 12, 2020 | MMFs, Investing
If there was ever a year for #NewYearNewYou, it’s 2023. The situation might be the same as 2022 in many ways, but the New Year will give us a chance to reset, to come up with new goals, to begin again, to forget and move on from some experiences, to start our...
by Agatha | Oct 15, 2020 | Saving, Money
If you got hit by an emergency that required you to spend $400 right now, where would you get the money? If your answer to this question is not ‘from my emergency fund, duh!’ then you’ve probably not been saving enough. If you started thinking about whom you’d call...
by Agatha | Oct 8, 2020 | Saving, Money
“When you get your paycheck at the end of the month, what is the first thing that comes to mind? Is it “I need to buy that new gadget, pair of shoes, go out with my crew, dine in that new restaurant in town…” or do you think “how can I...
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