Of Dumb Money Moves

Of Dumb Money Moves

Let’s talk about our dumb money moves. Ways in which you blew part of your money or all of your money then later looked at yourself and you for sure felt dumb. How have you dug yourself in a deep financial hole in the past? As you think about yours, lemme tell you...
A Personal Finance Roadmap for Beginners 2

A Personal Finance Roadmap for Beginners 2

Good news! I completed and passed (I got an A!) the online accounting course. Confession! I had been procrastinating on taking the final exam since mid-April because of fear. I wasn’t scared of failing the exam. I just kept making excuses in my head to justify the...
A Personal Finance Roadmap for Beginners 1

A Personal Finance Roadmap for Beginners 1

“Making a budget is scary, scarier than it’s hard. I think if I start putting in those numbers I’ll break into tears. And that’s what I’m trying to avoid, the premium tears.” “Thinking about the future just freaks me out. I’m also trying to avoid filling the savings,...
The Four Golden Rules of Investment Management

The Four Golden Rules of Investment Management

I have read several articles online that say ‘rich people don’t save money, they invest.’ I have also heard it being repeated in personal finance videos on YouTube. And from conversations on money I’ve had with people of late. There might be some truth to it. I’m not...
Aggregation of Marginal Gains

Aggregation of Marginal Gains

Dave Brailsford is known for having popularized the concept of aggregation of marginal gains which he described as ‘the 1% margin for improvement in everything you do.’ He used this concept to improve the performance of professional cyclists in Great Britain when he...
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