Is a Credit Card Your Gateway to Financial Freedom?

Is a Credit Card Your Gateway to Financial Freedom?

If I was to give a standing ovation to an industry for successfully using the art of human behaviour and psychology to make money, it’d be the banking industry.  A few weeks ago, I received a message from my bank: Too many expenses to carry? Enjoy financial freedom...
How Credit Cards Work (How to make it work for you)

How Credit Cards Work (How to make it work for you)

The first time I actively thought about credit cards was in 2018.  I was still living in Nairobi. I saw an advertisement on TV explaining how convenient it is to own one. The ad was by one of the leading banks in Kenya. They were running two ads, one featured a lady...
How to Stop Spending Money (14 Best Hacks)

How to Stop Spending Money (14 Best Hacks)

Even with a monthly budget, stopping myself from spending my money feels like a war I have to fight on a daily. The ‘I need to buy myself this,’ ‘I deserve that new dress,’ and ‘I should buy myself that perfume to make myself feel better’ sentiments always seem to...
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